One of the reasons the 1950s and 1960s were boom years economically was because people learned how to save during WWII. Today, free personal finance sites like Mint.com can help you learn how to save. Mint emails you whenever you exceed your pre-set budgets - tracking credit card, savings and checking accounts. It won't do everything for you, and it can't make you save money, but it shows you where you're spending cash and can help keep your savings on track. That's a Victory to us.